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Credit decisions are based on four primary factors: 

  • FICO Scores: Your willingness to pay obligations, as reflected in the credit bureau reports of the principals of your company. You can get 1 free copy of your credit report each year. Having this in advance is a great way to understand your options and communicate more effectively with financial institutions. You can visit Get 1 AnnualCreditReport.com* or call (877) FACTACT for your FREE Equifax, Experian and TransUnion credit reports.

  • Dunn & Bradstreet Scores: A company that tracks payment histories for most business with trade credit. Particular attention is paid to your D&B PAYDEX score. You can call D&B at 866 314-6335 or go to www.dnb.com to find out how to get a copy of your firm's report.

  • Bank Balance: A Commercial Bank reference demonstrating an adequate average bank balance. 

  • Longevity: The length of time your company has been in business is a measure of your staying power.

   *ComCo-One World leasing and its affiliates are in no way related to AnnualCreditReport.com.

 

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